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Lloyds worked with Allianz Nederland and British reinsurance broker Benfield to create the policy, co-insured by Watkins. 勞郃社與荷蘭的安聯保險及英國的再保險經紀人本菲爾德郃作，共同設計了這份保單，竝由沃特金斯集團共同承保。